Disability Insurance Claims Law Blog

Disability Insurance Claims Law Blog

Keeping Disability Insurance Companies Honest and Helping Claimants Collect LTD or STD Benefits

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Claimant Actively Seeking Employment Denied LTD Benefits By Anthem

Posted in Anthem, Disability Insurance Cases Nationwide

The case of Kindig v. Anthem Life Insurance Company provides an example of how claimants of long term disability benefits may sabotage their own case. A New York Federal Court concluded that Anthem did not act arbitrarily or capriciously by terminating benefits to its claimant following his hip replacement surgery when the court found:

1) his treating physician concurred with the reviewing physician’s report that he was not disabled; and
2) the claimant was actively seeking similar employment with other companies.
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If Claimant Can Work in Own Occupation She Can Work in Any Occupation

Posted in Disability Insurance Cases Nationwide, Reliance Standard

In Okuno v. Reliance Standard Life Insurance Company, the plaintiff was diagnosed with Crohn’s disease, Sjogren’s syndrome and possibly narcolepsy. Her claim for long-term disability was denied when Reliance determined she could perform the duties of her own occupation. She exhausted her administrative remedies and filed this lawsuit under the provisions of ERISA. In court, she claimed Reliance erred in determining she was not disabled from her own occupation instead of analyzing whether she was disabled from any occupation. The district court disagreed with the plaintiff holding that when Reliance determined she could perform her own occupation it “of course recognized that she could perform a job fitting within the plan definition of ‘any occupation.'”
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Hartford’s Attempt to Limit a Nurse’s Long Term Disability Claim Is Reversed By Illinois Federal Judge

Posted in Disability Insurance Cases Nationwide, Hartford

A recent case out of the Northern District of Illinois reminds us of the hundreds, maybe thousands, of disability insurance cases we have had against Hartford insurance company. Although we did not handle this particular case, we believe our video and discussion about this recent case will be helpful to those who have had their long term benefits terminated.

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