Chronic fatigue syndrome cases are often challenged with great scrutiny by Prudential. This video with long term disability attorneys Gregory Dell and Rachel Alters discusses how we were able to get Prudential to reverse their wrongful long term disability denial.Continue Reading Research Epidemiologist with chronic fatigue / ME wins LTD appeal against Prudential

This was a great Prudential disability insurance appeal victory against Prudential. Prudential initially approved disability insurance benefits to our client for a limited period of time after our client had neck surgery. It is classic for us to see a Prudential disability denial in which they say that a claimant can return to work after a 12 week recovery period post surgery. Continue Reading A Sexton at Princeton University Denied Prudential Disability Insurance Benefits After Neck Surgery

Prudential denied short term disability benefits but Attorney Alex Palamara was able to quickly submit an appeal and get the disability benefits paid. In this video long term disability attorneys Gregory Dell and Alex Palamara discuss Prudential’s reason for denying long term disability benefits and the strategies taken to get the disability denial reversed.Continue Reading Operations Planner With Osteoarthritis & Anxiety Wins Prudential Disability Appeal

Prudential is one of the world’s largest long term disability insurance carriers and often will offer long term disability insurance claimants a lump sum buyout of their policy—providing the claimant with a lump sum of money in exchange for canceling the policy and eliminating the claimant’s right to ongoing disability benefits from Prudential. While this can often make financial sense for a claimant who needs these funds to pay bills or retrain for a different career, it’s not a decision that should be entered into lightly. Read on to learn more about some of the benefits and considerations of negotiating a lump sum settlement and buyout for your Prudential long term disability policy.
Continue Reading What to Know About Your Prudential Disability Buyout Options

In the case of Michael J. Pacquin v. Prudential Insurance Company of America, Plaintiff Pacquin, a Business Development Director for Transistor Devices, Inc. (TDI), was infected with the West Nile Virus in 2003. As a result, he contracted encephalitis and sustained brain damage. This left him with cognitive difficulties that made it impossible for him to continue his employment.

He was covered under a disability insurance policy which provided him benefits for the first 24 months when he was disabled from working in his regular occupation. After that, in order to qualify for benefits, he had to show that he was disabled from working in any occupation for which he was reasonably qualified.Continue Reading Court Orders Prudential to Reinstate Long Term Disability Benefits

The case of Dawna Lane v. Prudential Insurance Company is limited to a discussion by the Utah Federal District Court about whether or not Plaintiff’s ERISA lawsuit for long term disability benefits should be dismissed on the grounds of judicial estoppel. Although a reference is made to her suffering from “severe psychological conditions,” there is no discussion of her actual disability or conditions of employment.
Continue Reading Court Dismisses Plaintiff’s Disability Claim Against Prudential

In Thomas v. Prudential Insurance Co. of America, et al., plaintiff Thomas learned the hard way the importance of filing an ERISA lawsuit within the time frames established by the employer-sponsored disability benefits plan. Without even referencing the medical condition upon which Thomas based her claim for long-term disability benefits, a federal district court in Louisiana dismissed her lawsuit due to her failure to file it on time.
Continue Reading ERISA Disability Benefit Lawsuit Against Prudential Dismissed for Failure to File Timely

Federal law governing ERISA disability lawsuits requires claimants to submit an administrative appeal of the denial of benefits before they can file a lawsuit in the federal district court. In the recent case of Lewis-Burroughs v. The Prudential Insurance of America, et al., the plaintiff filed an administrative appeal and, according to Prudential’s own rules, consistent with federal law, the insurer had a maximum of 90 days to render its decision.
Continue Reading After submission of an ERISA disability appeal, when can I file an ERISA disability lawsuit?

An Illinois court rules in favor of Prudential and finds that the claimant failed to provide objective evidence confirming the existence of his alleged vestibular disorder. The court also gave greater weight to the opinions of the claimant’s treating specialists, and dismissed the contention of the primary care doctor that the claimant was disabled from working.
Continue Reading Illinois court rules in favor of Prudential, finding that claimant failed to provide objective evidence of his alleged vestibular disorder