Disability Insurance Industry News

Resolved Cases:
Dr. Julie, a Pediatrician with ovarian cancer and neuropathy in her hands was initially denied long-term disability insurance benefits by Reliance Standard Insurance Company. After being referred by a local lawyer to Attorney Cesar Gavidia, he and his Appeals Team, successfully appeal the denial and recover over nine months of owed benefits as well as on-going monthly benefits.
Reliance Standard Insurance Company Overturns Decision to Deny Long-term Disability Benefits to Pediatrician With Ovarian Cancer


Resolved Cases:
After handling Appeal for Software Developer who became disabled due to a stroke, Attorney Cesar Gavidia files lawsuit in U.S. District Court Against Aetna Life Insurance Company. After being ordered by the Court to mandatory mediation, Aetna and the client reach a confidential settlement resulting in dismissal of the lawsuit.
Attorneys Dell & Schaefer File Lawsuit in Federal Court Against Aetna Life Insurance Company After it Denied Long-term Disability Benefits to Former Software Developer


Disability Insurance News:
The Centers for Disease Control and Prevention (CDC) provides indirect evidence that the little bloodsucking mosquitoes, ticks, and fleas are becoming more numerous.
Summer 2018 – Welcome to Mosquito, Tick, & Flea Season

Resolved Cases:
A Respiratory Therapist suffering from Knee Pain and Severe Lumbar Spine Conditions gets LTD claim approved after appeal by Attorney Alexander Palamara.
Respiratory Therapist whose claim was denied without a proper review gets LTD Claim Approved after Appeal to CIGNA


Disability Insurance News:
Although this case was not handled by our firm, it is an important Court decision for any claimant needing assistance with a disability insurance denial.
Aetna Life Insurance Company Ordered by Federal Court Reconsider the Claim of Amazon Employee Disabled Due to Urinary Incontinence


Resolved Cases:
Attorney Gavidia prepared Sally’s Appeal addressing both her physical and mental limitations. It was important to establish that Sally’s physical limitations were the primary cause of her disability, and aggravated her long-standing mental health issues. However, by themselves, her physical conditions caused her to be totally disabled. After receiving the Appeal Aetna overturned its decision and reinstated Sally’s disability claim.
After Aetna denied Ms. Garner’s long-term disability claim, Ms. Garner filed suit against Aetna, and the Court overturned Aetna’s decision and ordered it to pay Ms. Garner’s disability benefits

Disability Insurance Claims FAQ:
Doctors face a unique set of challenges that must be handled properly when it comes to filing a claim for disability insurance benefits to ensure the best chance of claim approval.
Disability Insurance Challenges for Doctors


Disability Insurance News:
Aetna Criticized for obvious bias in reviewing LTD claim.
Indiana District Court criticizes Aetna for denying benefits to Amazon Employee


Disability Conditions:
This little known genetic condition can result in a disability insurance claim. How can Attorneys Dell & Schaefer assist you with a EDS claim?
Ehlers Danlos Syndrome Long Term Disability Claims

Resolved Cases:
Assurant overturned its previous denial of long term disability benefits for Maine Sales Consultant
In July 2013 a number of medical issues, including the debilitating effects of chemotherapy treatment as well as recurrent breast cancer forced Ms. C to stop working and submit her claim for disability benefits first under her employer’s short-term disability (STD) policy and then continuing under its long-term disability (LTD) policy.


Disability Insurance News:
Lincoln Financial Denial of LTD benefits after paying for 9 Years is Reversed on Appeal
Disability insurance attorney Alex Palamara was able to win an ERISA appeal against Lincoln Financial on behalf of his client. In this video, Alex discusses the issues with case and the negligence of Lincoln Financial in failing to properly investigate a long term disability claim. Alex and attorney Gregory Dell provide some tips for how to possibly avoid a long term disability denial.


Resolved Cases:
Trinity Health Care Registered Nurse Wins Cigna Long Term Disability Appeal
Nurse suffering from terrible back conditions gets reapproved for Long Term Disability Benefits with Cigna after Attorney Alexander Palamara files an administrative appeal.

Resolved Cases:

After appeal filed by Attorney Jay Symonds, Prudential overturned its previous denial of long term disability benefits for New York Financial Control Officer
Disabled Financial Control Officer that was denied LTD benefits by Prudential is on claim after Dell & Schaefer Appeal.


Resolved Cases:

After it had previously overturned a denial after an initial Dell & Schaefer Appeal, Liberty denied our client’s claim again. After a new appeal, Liberty has now agreed to reinstate our client yet again
After again denying Dell & Schaefer client after it had previously reinstated claim, Liberty once again Agrees that Client is disabled and reinstates LTD Benefits.


Resolved Cases:
Standard Overturns Denial of Benefits to Shareholder of Major Law Firm
Victor Pena wins appeal for former shareholder of Carlton Fields suffering from migraines and vestibular disorder.


Disability Insurance News:
Social Security Approval Does Not Mean Disability Insurance Benefits Must be Approved
11th Circuit Court of Appeals upholds lower court’s finding that Aetna’s denial of benefits was not wrong.


Resolved Cases:
Attorneys Dell & Schaefer Appeal Team Lead by Attorney Cesar Gavidia Successfully Appeal CIGNA’s Denial of Benefits to Disabled Lockheed Martin Tech Manager With Traumatic Brain Injury
Team Led by Attorney Cesar Gavidia Appeal CIGNA’s Wrongful Termination of Benefits and Win.

Resolved Cases:
Hartford Reinstates Disability Benefits to HR Manager
Following an ERISA Appeal submitted by Dell & Schaefer, Hartford reinstates disability benefits to an HR Manager suffering from Rheumatoid Arthritis.


FAQ: Disability Companies:
What Can I Expect When Seeking Long Term Disability Benefits from Northwestern Mutual?
Our disability insurance lawyers have helped hundreds of Northwestern Mutual long term disability insurance claimants to obtain long term disability benefits. Watch our video.

Resolved Cases:
Cigna Approves Disability Claim Following Multiple Denials
Following three denials for short term disability, Cigna approves a claim for long term disability after application submitted by Dell & Schaefer.


Disability Insurance News:
Rheumatoid Arthritis And The Cognitive Dysfunction Connection In Disability Insurance Claims
Debilitating pain is not the only symptom of rheumatoid arthritis that leads to a potential claim for disability insurance benefits.


Disability Insurance News:
Lincoln Financial Insurance Company to Buy Liberty Life Disability Insurance and Group Benefits Division
Disability Insurance Attorneys Dell & Schaefer believe the merger between Lincoln Financial and Liberty Mutual will be good for long term disability claimants.

Disability Insurance News:
Hartford Long Term Disability Benefit Denial Reversed by Minnesota Federal Judge
Nationwide disability insurance attorneys Alex Palamara and Gregory Dell discuss the importance of strong medical support and proper medical documentation.


Disability Insurance News:
Hartford Disability Company Field Interview Request and Video Surveillance
Hartford Disability Company, and other disability insurers, use video surveillance and field interviews as a technique to deny claims. A recent federal court case found that Hartford correctly terminated long term disability benefits for a claimant who was caught on video surveillance engaging in activities which she had claimed she could not do.


Resolved Cases:
Lincoln Financial Reinstates Disability Benefits To School Teacher
Following an Appeal submitted by Dell & Schaefer, Lincoln approves disability benefits under the any occupation definition to a school teacher with cognitive issues.

FAQ: Disability Companies:
If I Sue Unum for a Disability Insurance Denial, What Should I Anticipate?
Disability insurance Attorneys Gregory Dell and Stephen Jessup discuss the numerous issues that a long term disability claimant should expect when filing an ERISA disability lawsuit against UNUM.


FAQ: Social Security Disability Benefits:
Does Social Security Approval Mean Disability Insurance Benefits Will Be Paid?
The answer to this question is NO and a recent case brought by a FEDEX employee against Aetna insurance company is an example of an SSDI approval and a long term disability denial.


Disability News:
Liberty Wrongfully Denies Long Term Disability Benefit Depression Claim Based on Filed Review
Mental health conditions such as anxiety and depression are two of the most common causes of disability. In a recent case against Liberty Mutual, a pediatrician claimed he was unable to work due to anxiety and depression.