Disability Insurance Industry News

Resolved Cases:
Assurant overturned its previous denial of long term disability benefits for Maine Sales Consultant
In July 2013 a number of medical issues, including the debilitating effects of chemotherapy treatment as well as recurrent breast cancer forced Ms. C to stop working and submit her claim for disability benefits first under her employer’s short-term disability (STD) policy and then continuing under its long-term disability (LTD) policy.


Disability Insurance News:
Lincoln Financial Denial of LTD benefits after paying for 9 Years is Reversed on Appeal
Disability insurance attorney Alex Palamara was able to win an ERISA appeal against Lincoln Financial on behalf of his client. In this video, Alex discusses the issues with case and the negligence of Lincoln Financial in failing to properly investigate a long term disability claim. Alex and attorney Gregory Dell provide some tips for how to possibly avoid a long term disability denial.


Resolved Cases:
Trinity Health Care Registered Nurse Wins Cigna Long Term Disability Appeal
Nurse suffering from terrible back conditions gets reapproved for Long Term Disability Benefits with Cigna after Attorney Alexander Palamara files an administrative appeal.

Resolved Cases:

After appeal filed by Attorney Jay Symonds, Prudential overturned its previous denial of long term disability benefits for New York Financial Control Officer
Disabled Financial Control Officer that was denied LTD benefits by Prudential is on claim after Dell & Schaefer Appeal.


Resolved Cases:

After it had previously overturned a denial after an initial Dell & Schaefer Appeal, Liberty denied our client’s claim again. After a new appeal, Liberty has now agreed to reinstate our client yet again
After again denying Dell & Schaefer client after it had previously reinstated claim, Liberty once again Agrees that Client is disabled and reinstates LTD Benefits.


Resolved Cases:
Standard Overturns Denial of Benefits to Shareholder of Major Law Firm
Victor Pena wins appeal for former shareholder of Carlton Fields suffering from migraines and vestibular disorder.


Disability Insurance News:
Social Security Approval Does Not Mean Disability Insurance Benefits Must be Approved
11th Circuit Court of Appeals upholds lower court’s finding that Aetna’s denial of benefits was not wrong.


Resolved Cases:
Attorneys Dell & Schaefer Appeal Team Lead by Attorney Cesar Gavidia Successfully Appeal CIGNA’s Denial of Benefits to Disabled Lockheed Martin Tech Manager With Traumatic Brain Injury
Team Led by Attorney Cesar Gavidia Appeal CIGNA’s Wrongful Termination of Benefits and Win.

Resolved Cases:
Hartford Reinstates Disability Benefits to HR Manager
Following an ERISA Appeal submitted by Dell & Schaefer, Hartford reinstates disability benefits to an HR Manager suffering from Rheumatoid Arthritis.


FAQ: Disability Companies:
What Can I Expect When Seeking Long Term Disability Benefits from Northwestern Mutual?
Our disability insurance lawyers have helped hundreds of Northwestern Mutual long term disability insurance claimants to obtain long term disability benefits. Watch our video.

Resolved Cases:
Cigna Approves Disability Claim Following Multiple Denials
Following three denials for short term disability, Cigna approves a claim for long term disability after application submitted by Dell & Schaefer.


Disability Insurance News:
Rheumatoid Arthritis And The Cognitive Dysfunction Connection In Disability Insurance Claims
Debilitating pain is not the only symptom of rheumatoid arthritis that leads to a potential claim for disability insurance benefits.


Disability Insurance News:
Lincoln Financial Insurance Company to Buy Liberty Life Disability Insurance and Group Benefits Division
Disability Insurance Attorneys Dell & Schaefer believe the merger between Lincoln Financial and Liberty Mutual will be good for long term disability claimants.

Disability Insurance News:
Hartford Long Term Disability Benefit Denial Reversed by Minnesota Federal Judge
Nationwide disability insurance attorneys Alex Palamara and Gregory Dell discuss the importance of strong medical support and proper medical documentation.


Disability Insurance News:
Hartford Disability Company Field Interview Request and Video Surveillance
Hartford Disability Company, and other disability insurers, use video surveillance and field interviews as a technique to deny claims. A recent federal court case found that Hartford correctly terminated long term disability benefits for a claimant who was caught on video surveillance engaging in activities which she had claimed she could not do.


Resolved Cases:
Lincoln Financial Reinstates Disability Benefits To School Teacher
Following an Appeal submitted by Dell & Schaefer, Lincoln approves disability benefits under the any occupation definition to a school teacher with cognitive issues.

FAQ: Disability Companies:
If I Sue Unum for a Disability Insurance Denial, What Should I Anticipate?
Disability insurance Attorneys Gregory Dell and Stephen Jessup discuss the numerous issues that a long term disability claimant should expect when filing an ERISA disability lawsuit against UNUM.


FAQ: Social Security Disability Benefits:
Does Social Security Approval Mean Disability Insurance Benefits Will Be Paid?
The answer to this question is NO and a recent case brought by a FEDEX employee against Aetna insurance company is an example of an SSDI approval and a long term disability denial.


Disability News:
Liberty Wrongfully Denies Long Term Disability Benefit Depression Claim Based on Filed Review
Mental health conditions such as anxiety and depression are two of the most common causes of disability. In a recent case against Liberty Mutual, a pediatrician claimed he was unable to work due to anxiety and depression.

Volunteering is a wonderful way to improve community life, to give back, and to help others in need. However, if you are receiving disability insurance benefits you may be putting your benefits at risk. In this video, Attorneys Gregory Dell and Rachel Alters discuss what you need to know before you volunteer if you are receiving disability insurance benefits.

FAQ: Appeals & Lawsuits:
What Should I Expect When Suing Prudential for a Disability Insurance Benefit Denial?
Disability insurance lawyers Gregory Dell and Rachel Alters discuss their experience in handling ERISA lawsuits against Prudential.


Resolved Cases:
Cigna Overturns Denial Following Dell & Schaefer Appeal
Ms. D contacted our firm when she was denied long term disability benefits by her disability insurance carrier, CIGNA. Ms. D was a Catheterization Lab Tech and was often required to perform her duties during stressful situations involving emergencies like heart attacks and other life-threatening events. She was required to be on call for a minimum of 24 hours, often 2-3 times per week. She had a demanding job that required her to have the ability to maintain focus and concentration.


Resolved Cases:
After appeal filed by Attorney Jay Symonds, CIGNA overturned its previous denial of short term disability benefits for New Jersey Project Manager
Our client, Mr. W, formerly worked as a Senior Project Manager of an Industrial building/construction contractor. In May 2015 a number of medical issues, including chronic pain syndrome, cervical post laminectomy syndrome, cervical pseudarthrosis, as well as degenerative cervical joint disease, cervical facet arthropathy, spinal stenosis, forced Mr. W to stop working and submit his claim for disability benefits, first under his employer’s short-term disability (STD) policy and then continuing under its long-term disability (LTD) policy.


Disability Insurance Claims News:
California Court Rules Disability Claim Accrues When Disability Terminates
Soon after plaintiff left work, the television station fired him. He only learned from another employee that he had long-term disability coverage through the television station and that United was the insurer. The employer refused to give him a copy of the policy, and he did not receive one until after his attorney filed a suit for wrongful discharge and retaliation. Plaintiff then filed a claim for long-term disability benefits.