At Dell Disability Lawyers, we see disability insurance carriers deny claims for a few main reasons – they may cite anything from video surveillance to the change of disability definition.Continue Reading Disability Benefit Denial Reason #4 – Your Doctor Is Misled By the Disability Company
Disability Insurance Lawyer Tips
Third Most Common Disability Benefit Denial Reason: Video & Social Media Surveillance
One of the main reasons disability insurance companies deny long term disability claims involves video surveillance and “social media surveillance.” Insurance carriers literally follow claimants around (and monitor their social media accounts) to see if they can catch these claimants engaging in physical activities they previously stated they could not do.Continue Reading Third Most Common Disability Benefit Denial Reason: Video & Social Media Surveillance
Reason 1 for Disability Benefit Denial: Paper Review and Independent Medical Exam
One of the most common reasons for the denial of long term disability benefits involves the disability insurance company’s paper review of your claim file. If the insurance company doesn’t think your claim looks strong on paper, it may order an independent medical exam (IME) – which isn’t so much of an “exam” as having its own nurse or in-house doctor review your claim file. Continue Reading Reason 1 for Disability Benefit Denial: Paper Review and Independent Medical Exam
Disability Insurance Attorney Tip: Your Doctor Must Document All Complaints
Sometimes doctors are not so good at documenting your complaints in the medical records. If a complaint is missing from your medical records then it cannot be considered by your long term disability insurance company. Long term disability insurance lawyers Gregory Dell and Stephen Jessup provide tips on how to make sure your doctor is…