Disability Insurance Law TV:
Beware of hired gun doctors in disability insurance claims
In this video former Montana Insurance Commissioner John Morrison discusses that the fact that disability insurance companies will use hired gun doctors to wrongfully deny disability insurance claims. Additionally, you will hear a view in defense of hired insurance company doctors from a representative of a pro-insurance lobby organization. As disability insurance attorneys that only represent claimants, we find it comical that the insurance company representative describes insurance company doctors as “compassionate”.
Disability Blog & Cases:
Provident Life & Accident Insurance Company sued for denying lifetime disability benefits to former attorney
Recently, in the case of Steven J. Kravitz v Provident Life & Accident Insurance Company (Provident Life), an action alleging breach of a disability insurance contract and promissory estoppel was filed at the District Court of the Southern district of Florida by a Florida disability attorney. This lawsuit deals with the issue of whether a disability was caused by an accident or sickness. In this case if the claimant can prove that his disability was caused by an accident, then he will be entitled to lifetime disability benefits.
Disability Blog & Cases:
UNUM Life Insurance Company of America sued by resident of Carroll County, Arkansas for denying disability benefits under ERISA plan
An action was filed recently at the District Court for the Western District of Arkansas by a resident of Carroll County, Arkansas through her Arkansas disability attorney against the UNUM Life Insurance Company of America (UNUM) for their failure to pay disability benefits under a group long term disability insurance plan issued by UNUM.
Disability Blog & Cases:
Epileptic auto technician sues Lincoln National Life Insurance Company (formerly Jefferson Pilot Financial Insurance Company) for denial of disability benefits
A lawsuit was recently filed against Lincoln National Life Insurance Company (formerly Jefferson Pilot Financial Insurance Company) by a husband and wife couple, Dale and Georgina Eckman, through their Arizona disability attorney to seek the recovery of disability benefits rightfully due to Mr. Eckman under a long term disability insurance policy. The plaintiffs alleged that the Jefferson Pilot Financial Insurance Company (Jefferson Pilot) had acted in bad faith in denying the plaintiff his claim for disability benefits.
Disability Blog & Cases:
Florida lawsuit filed against UNUM Life Insurance Company by disabled woman for failure to pay disability benefits and to clarify plan’s benefits
A lawsuit was recently filed at the Tampa Florida District Court against UNUM Life Insurance Corporation by Ms Larriane Braun through her Florida disability attorney. The lawsuit alleged an action under the Employee Retirement Income Security Act (ERISA) and that UNUM was in breach of an employee benefits contract between UNUM and the plaintiff Ms Braun.
Disability Blog & Cases:
Insurance company relies on manipulative video surveillance techinique to challenge disabiling condition
Disability insurance companies are notorious for using video surveillance in order to evaluate a claimant’s restrictions and limitations. In more than 50% of the disability insurance claim denials that we review, the disability company relies on video surveillance. With today’s technological advances it is very easy to manipulate videos. It is rare for a disability company to manipulate a video, however the investigator filming the video can be manipulative in order to obtain further work form the insurance company. The following story is surprising and something that all claimants and disability attorneys should be aware of.