Our client, a 66 year old software developer employed by Novo Nordisk was denied long term disability benefits by Lincoln Financial. How does Lincoln deny long term disability benefits to a 66 year old male that has multiple sclerosis and Long Covid?Continue Reading Lincoln Denies Disability Benefits to 66 Year Old Software Developer with Long Covid

It is typical for Lincoln Financial to deny disability insurance benefits after paying for 24 months due to a change in the definition of disability from own occupation to any occupation. Disability insurance attorney Alex Palamara discusses how Lincoln wrongfully denied disability benefits and how he was able to get Lincoln to reverse their disability denial.Continue Reading Lincoln LTD Denial Reversed for an Occupational Therapist that was Denied Benefits After 24 Months

Attorney Rachel Alters discusses a Long Covid disability insurance claim that was denied by Lincoln Financial after paying long term disability benefits for one month. This is a classic long covid denial of an attorney which our lawyers are seeing on a regular basis.Continue Reading Corporate Attorney with Long COVID & Cognitive Limitations Wins Lincoln Disability Benefit Appeal

The majority of Lincoln Financial denials happen after a claimant has been paid for 24 months. In this video, long term disability lawyers Gregory Dell and Cesar Gavidia discuss why Lincoln Financial denials happen when claimants have been paid for approximately 24 months.Continue Reading Building Engineer Wins Lincoln Financial Disability Appeal

Despite a serious work injury, Lincoln literally told this FPL lineman employee to go a climb a pole. In order to deny long-term disability insurance benefits, Lincoln hired a doctor to review medical records and conclude that our client could return to his heavy duty job of repairing electrical lines.Continue Reading FPL Lineman Wins Lincoln Financial Disability Denial Appeal

Lincoln Financial, along with many other disability insurance companies, has a reputation for denying claims. It makes sense they would do that despite their advertising about how great they are. The more money they do not have to pay to claimants the more money the disability insurance company makes for itself. At Dell & Schaefer, our experience has taught us what needs to be done to avoid a Lincoln Financial disability claim denial and what every disability insurance claimant needs to do monthly to stay on claim.
Continue Reading Avoid a Lincoln Financial Disability Denial by Following These Tips

Knowing when and how to file for long term disability insurance benefits under a Lincoln Financial policy can be a challenge, and this process can be fraught with potential pitfalls that may not be apparent to many claimants. Learn more about what to expect when filing a disability insurance claim with Lincoln Financial and how the attorneys at Dell & Schafer can help you navigate this stage of your disability insurance claim.

Understand Your Disability Policy Language and What it Requires

When it comes to disability insurance, there are two prevailing schools of thought—(1) disability insurance benefits claims should be paid if the claimant can no longer do their job; and (2) disability insurance benefits claims should be paid only if the claimant can no longer do any job. Knowing which of these categories your own Lincoln Financial policy falls into will tell you what you need to prove to win your disability claim.
Continue Reading How to Apply for Disability Insurance Benefits with Lincoln Financial

Learn what to do and what needs to be included in a disability insurance appeal if your claim has been denied by Lincoln Financial.

GREGORY DELL: Hi, I am attorney Gregory Dell. I’m here today with Victor. And Victor, let’s talk today about strategies and things that somebody who’s been denied a long-term disability appeal or claim, I should say, by Lincoln Financial.

Lincoln Financial – company been around for a long time. They’re one of the largest group disability insurers in the entire country. We know that they recently, in 2018, acquired the long-term disability division of Liberty Mutual, which was big.

So the two of them now are a top five largest disability group insurer in the country. But let’s get into person who’s watching this video recently had their claim denied by Lincoln Financial. They need to file an appeal. What is the most important thing that needs to be done in that appeal.Continue Reading Strategies to Appeal a Denied Lincoln Financial Disability Insurance Claim