Disability Insurance Cases Nationwide

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Attorneys Greg Dell and Alexander Palamara from Dell Disability Lawyers discuss frequently asked questions about Reliance Standard disability insurance appeals. They explain that even if a claim is denied, it can often be successfully appealed—many denials are overturned with a strong, well-prepared case.Continue Reading Reliance Standard Disability Insurance Denial and Appeal Tips

Attorneys Gregory Dell and Alexander Palamara from Dell Disability Lawyers discuss key issues surrounding Hartford disability insurance appeals. They explain that once a claim is denied, the appeal process can take six to nine months on average, due to the need for extensive preparation and documentation. Palamara emphasizes that claimants should never rush an appeal, since under ERISA law, only one appeal is allowed before a lawsuit becomes necessary.Continue Reading Hartford Disability Insurance Appeal Tips

We explain that claimants can win appeals if they carefully address the insurer’s reasons for denial with strong, comprehensive evidence. Cesar Gavidia advises not to panic or rush an appeal, but to gather all medical records, expert reports, and policy details before submitting.Continue Reading After the Guardian Disability Insurance Denial. Appeal Questions Answered by Lawyers

Attorneys Greg Dell and Stephen Jessup discuss Unum Disability Insurance, focusing on the company’s practices, claim denials, and the challenges policyholders face. Unum is the world’s largest group disability insurer and has a long history of regulatory issues and class-action lawsuits, but it has developed internal procedures that it consistently follows. Despite this, Unum handles an enormous volume of claims, which often leads to a lack of personal attention and a rigid approach to denials. Once a claim is denied, it is often difficult to overturn because of the company’s group review process, which can create a kind of “groupthink” where initial decisions are strongly reinforced. The discussion emphasizes that policyholders face a company focused on minimizing payouts, operating almost like an impersonal assembly line where claims are treated as numbers rather than individuals.Continue Reading Discussing the Unum Disability Insurance Reviews. Good or Bad?

Explore how to overcome disability insurance denials with disability insurance attorney Rachel Alters. We discuss the misclassification of nursing occupations and the challenges posed by vocational assessments, particularly in relation to sedentary work. Discover the biases that can affect medical evaluations and the hurdles faced when filing disability insurance claims.

A client, a former wellhead technician, was denied disability insurance benefits by Prudential four times despite having degenerative cervical and lumbar spinal problems, three surgeries, and a motorcycle accident, with the denials occurring after the initial 24 months of approved benefits.Continue Reading A Disturbing Prudential Disability Denial Reversed for the 4th Time

An Amazon fulfillment associate with a back condition had the long-term disability claim approved by Hartford, but was later denied after almost two years of payments, with Hartford stating he could work in other occupations such as a maintenance clerk or service clerk. The denial was based on a medical review by an in-house physician consultant and a vocational assessment, which found that the claimant’s records did not support any restrictions or limitations.Continue Reading Hartford Disability Appeal Victory for Amazon Employee with Back Condition

A registered nurse with back issues, arthritis, and fibromyalgia was denied long-term disability benefits by The Standard Insurance Company after 24 months, when the definition of disability changed from “own occupation” to “any occupation”. Continue Reading The Standard Disability Appeal Victory for Nurse with Knee Surgeries and Fibromyalgia