This was a first for our law firm and a new low for Reliance Standard. Our client, an insurance agent for Florida Farm Bureau Insurance Companies, was denied and approved four times in a 24 month period.Continue Reading Reliance Standard Denies LTD Benefits 4 times in 24 Months for 64 Year Old Insurance Agent

This was a horrible Reliance Standard long term disability benefit denial. Long term disability lawyers Rachel Alters and Gregory Dell discuss a successful LTD appeal on behalf of a factory worker that had suffered multiple serious injuries to his knees and shoulders in an ATV accident.Continue Reading Reliance Standard Denies Long Term Disability After Paying for 16 Years

This Colorado Police officer with chronic knee pains was initially approved for long term disability benefits by Reliance Standard. After paying for approximately 24 months the definition of disability changed and Reliance Standard decided this was the time to deny long term disability benefits.Continue Reading Reliance Standard Disability Appeal Success Story for a Colorado Police Officer

This was a great long term disability appeal victory against Reliance Standard on behalf of a LA police department officer suffering with COPD and a back disorder. Reliance Standard relied on their own nurse to deny disability benefits.Continue Reading LA Police Officer with COPD Wins Reliance Standard Long Term Disability Insurance Appeal

Navigating the process of filing for long term disability benefits with an insurance carrier like Reliance Standard can be a challenge, even for the most well-organized claimant. Insurance carriers often seem to speak their own language, which can make claim denials seem unfair and arbitrary. At Disability Insurance Attorneys Dell & Schaefer, we’ve handled literally hundreds of claims against Reliance Standard and know exactly what they’re asking (and not asking) in their disability claim forms. Read on for some tips to make handling your Reliance Standard disability claim a little easier.
Continue Reading What Claimants Should Know About Applying for Reliance Standard Disability Benefits

Over the years, our disability insurance attorneys have reviewed thousands of disability insurance denial-of-coverage letters from Reliance Standard. Simply put, Reliance Standard makes it difficult for their policy holders to receive their disability insurance benefits. But disability claimants have the right to appeal a denial of coverage, and it’s possible to win these claims. Learn more about the litigation process and your options after a claim denial.

What to Know About the Reliance Disability Insurance Lawsuit Process

A group disability policy provided by your employer (like many Reliance Standard policies) is governed by the Employee Retirement Income Security Act (ERISA). ERISA requires insurance companies to offer certain types of policies, expanding the options available to employees; however, this comes at the cost of certain litigation rights.Continue Reading Attorney Tips: Reliance Standard Disability Lawsuit and Claim Denial Options

After handling hundreds of claims against Reliance Standard for long-term disability denials, the attorneys at Dell & Schaefer law firm give some tips and insights for those who need to file an appeal. Disability insurance lawyer Greg Dell and fellow attorney Alex Palamara explain that the large majority of LTD cases with Reliance Standard insurance company are ERISA appeals because the company writes group disability policies as part of employee benefits. Understanding how these policies work is crucial when it comes to appealing a disability insurance claim denial.Continue Reading How Can I File a Reliance Standard Disability Appeal After a Denial?

Juanita Nichols worked as a Hazard Analysis Critical Control Point (HACCP) Coordinator at Peco Foods, Inc, a chicken processing plant in Sebastopol, Mississippi. As part of her job, she was regularly exposed to cold temperatures as chicken processing plants are required by federal law to operate much of their facilities under a certain temperature for food safety reasons.

In late 2015 and early 2016, Nichols was diagnosed with Raynaud’s phenomenon, a circulatory disorder. The condition meant that Nichols could develop gangrene if she continued to work in colder temperatures. On January 28, 2016, Nichols stopped working due to her limitations with working in the cold.Continue Reading Court Discusses Employer-Specific Positions Reliance LTD Decision