This was a first for our law firm and a new low for Reliance Standard. Our client, an insurance agent for Florida Farm Bureau Insurance Companies, was denied and approved four times in a 24 month period.

In this video, long term disability attorney Cesar Gavidia discusses the history of this crazy long term disability claim and explains how we were able to secure long term disability insurance benefits for our client. The denials in this case are even more shocking because the claimant is 64 years old and has been battling his peripheral neuropathy for many years.

Attorneys Gregory Dell and Cesar Gavidia also provide opinions regarding the reasons that Reliance Standard may have denied this claim so many times. We believe that our client’s claim should continue without issue until the policy term ends.

  • What is the difference between an “own occupation” definition of disability and “any occupation”?
  • Five months after winning appeal, Reliance Standard denies disability benefits for the second time
  • Why did Reliance Standard deny disability benefits for the 3rd time?
  • What was the basis for the fourth disability denial by Reliance Standard?