Two shoulder surgeries and Mutual of Omaha tells our client that she is no longer disabled. Mutual of Omaha made this decision on reliance of the opinion of a nurse that only reviewed medical records. This Mutual of Omaha long term disability denial is an example of the typical disability denial we see.

Continue Reading Medical Device Manager With Shoulder Injury Wins Mutual of Omaha Disability Benefit Appeal

One of the most common reasons for the denial of long term disability benefits involves the disability insurance company’s paper review of your claim file. If the insurance company doesn’t think your claim looks strong on paper, it may order an independent medical exam (IME) – which isn’t so much of an “exam” as having its own nurse or in-house doctor review your claim file.

Continue Reading Reason 1 for Disability Benefit Denial: Paper Review and Independent Medical Exam

A Senior Project Manager is a complex job that requires attention to detail and the ability to multitask. In this long term disability claim denial handled by attorneys Cesar Gavidia and Greg Dell, Unum ignored the cognitive limitations of our client.

Continue Reading Senior Project Manager with Cognitive Limitations Wins Unum Long Term Disability Denial Appeal

Our client was a hospitalist and it was a great victory to get her New York Life long term disability denial reversed. She was disabled by knee and back pain. New York Life paid long term disability benefits for one year and then decided that our client could return to her duties of taking care of patients in the hospital.

Continue Reading Hospitalist Disabled by Knee & Back Pain Wins New York Life Disability Appeal

After denying disability insurance benefits to our client, Northwestern Mutual paid long term disability benefits. Watch long term disability attorneys Cesar Gavidia and Gregory Dell discussing how we helped our client with a neck disorder to collect Northwestern disability benefits.

Continue Reading Northwestern Mutual Pays Disability Benefits to Ophthalmologist With Neck Disorder

Three disability denials and three successful appeals in 12 months – this case is an example of why you can never let your guard down as a claimant. Hartford looked for every opportunity to deny long term disability benefits to our client.

Continue Reading 3 Hartford Disability Denials and 3 Appeals for IT Business Analyst with Cognitive Impairment

We talk about a case where a claimant has a surgery and the disability company then concludes that the claimant can return to work.

This was a great long term disability appeal victory on behalf of an APPLE VP of sales suffering with a knees disorder. Our client was with Apple for 23 years and unfortunately New York Life denied his long term disability benefits.

Continue Reading Apple VP of Sales with Knee Disorder Wins New York Life Long Term Disability Appeal