UNUM insurance company seems to been firing up more denials and looking at people that have been on claim for a while. Most claimants think that if they have been on claim for a few years, then they should remain on claim until the policy ends. Unfortunately this is not true as Unum is constantly reviewing the claim of each person receiving benefits. We recently were contacted by a claimant that was denied benefits after 15 years and that is not unusual. In this video disability insurance lawyers Gregory Dell and Cesar Gavidia discuss Unum’s claim handling activities and some of the reasons that a long term disability insurance claim could be denied.