Q&A - Ask A Disability Insurance Lawyer

What does it take to get approved for disability insurance benefits? If you are seeking disability insurance benefits this video and article will cover many of the frequently asked questions that disability income policy holders ask our disability insurance attorneys. Topics covered include the differences between a group policy and individual disability insurance policy and why getting regular treatment from your doctors is so important.
Continue Reading Is It Hard To Get Approved For Long Term Disability Insurance?

In this video and article, disability insurance attorneys Gregory Dell and Stephen Jessup answer the question: What is the Difference Between a Disability Insurance Lawyer & a Social Security Disability Lawyer?

To answer this question, the attorneys explain:

  • A Social Security Claim vs. a Private Disability Insurance Claim
  • What is an Employer Provided Disability Insurance Policy?
  • The Importance of Having a Disability Insurance Lawyer Represent Disability Insurance Income Policy Claimants
  • What Is Needed to Prove Your Disability Insurance Claim
  • Why It Is So Important To Comply with the Strict Deadlines In Your Disability Insurance Policy


Continue Reading What is the Difference Between a Disability Insurance Lawyer and a Social Security Disability Lawyer?

Attorneys Gregory Dell and Stephen Jessup answer a frequently asked question: Do I Have to quit my Job Before Applying for Disability Insurance Benefits? In this video and article know your rights when applying for disability insurance benefits. Learn why getting laid off could effect your disability claim and why you should never quit your job before filing for disability benefits.
Continue Reading Do I Have to Quit My Job Before Applying for Disability?

Missing even a single paycheck can put a major dent in many families’ finances, and combining this with medical bills can be a double whammy. If you’ve suffered a disabling injury and are wondering when to file for long term disability insurance benefits, you’re not alone. Many disability insurance claimants may worry about either filing too soon or waiting too long and complicating the process. The truth is, the “right” time to file can vary from person to person based on each disability insurance  claimant’s unique situation. Learn more about just a few of the factors that can go into a disability insurance  claimant’s decision on when to file and what to expect while waiting for a decision.
Continue Reading How Long Do You Have To Be Out Of Work To Apply For Long Term Disability Insurance Benefits?

Are you waiting for your disability insurance carrier to APPROVE your claim? Attorneys Gregory Dell and Stephen Jessup discuss what you can expect while waiting for your disability insurance claim decision. Learn the factors that effect a disability insurance claim decision, what an “Elimination Period” is, and stalling tactics the carriers take advantage of.


Continue Reading How Long Does Long Term Disability Take to Process?

When it comes to a disability insurance claim denial, many intricate details lead to the subsequent appeals and lawsuits. A crucial element in most claims is the attending physician’s statement, records and diagnosis. This can substantially bolster a policyholder’s disability claim, but only if it’s documented in a proper way that actually benefits the claimant.

Continue Reading Should I Allow a Disability Insurance Company to Interview My Doctor?

Disability insurance attorneys Dell & Schaefer discuss the pre-disability occupation duties of the claimant and their impact when seeking LTD benefits.

GREG DELL: Hi, I’m Greg Dell here with attorney Stephen Jessup. And we handle thousands of long-term disability applications for disability claimants across the country. And in this video, I want to concentrate on the importance of clarifying what the occupation is of the claimant, and also how this classification of inability to perform the duties of your occupation, what that really means.


Continue Reading What Every Disability Insurance Policy Holders Should Expect When Defining their Occupation