Resolved Disability Insurance Cases

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Our client was a litigator with his own successful practice. Early in 2009 he began to experience increasing pain in his upper back and neck. Thinking it was just a result of stress, he continued to try to work through the pain.
Continue Reading Berkshire Approves Total Disability Benefits For Litigation Attorney Following Multi-Level Fusion Of Cervical Spine And Surgery To Remove A Cancerous Tumor

Our client was a former officer in the United States Marine Corp with combat service in both Iraq and Afghanistan, who upon retiring from the USMC began working as a medical device sales representative in an operating room setting.
Continue Reading Reed Group Overturns Its Decision To Terminate Short Term Disability Benefits To Retired Marine Corp. Officer Suffering From Post Traumatic Stress Disorder

Our client, a professional video cameraman retained Attorneys Dell & Schaefer to secure disability payments under the terms of two policies he had purchased from The Mutual Life Insurance Company of New York (“MONY”). Prior to retaining Attorneys Dell & Schaefer, MONY was paying benefits under a reservation of rights and disputing whether our client was either total or residually disabled.
Continue Reading Attorneys Dell & Schaefer Obtain Lump-Sum Buyout From The Mutual Life Insurance Company Of New York For A Disabled Cameraman

Our client, an Engineer Manager specializing in Fluid Power Engineering, suffers from severe Coronary Artery Disease. Despite the fact multiple diagnostic tests performed indicated there were no abnormalities with his heart, he suffered two heart attacks in the span of six months.
Continue Reading Denial Of Long-Term Disability Benefits To Engineering Manager Is Reversed By Prudential

Attorneys Dell & Schaefer were retained by a former chiropractor who was receiving long-term disability benefits from one of her two disability policies. Despite one company paying her long-term disability benefits, Lincoln National refused to pay disability benefits, claiming she could perform the substantial and material duties of her occupation as a chiropractor.
Continue Reading Lincoln National’s Denial Of Disability Benefits To A Chiropractor Is Reversed Following Appeal Submitted By Attorney’s Dell & Schaefer

Our client, an ophthalmological surgeon, was diagnosed with bi-lateral carpal tunnel syndrome following a traumatic accident. The client attempted to continue working for a few months following her injury in hopes that her hand numbness and pain would stop. While the pain stopped, the lost of sensation in her fingers remained. The client was forced to stop performing all eye surgeries a few months after her injury, but she continued her practice in a non-surgical capacity.
Continue Reading Attorneys Dell & Schaefer Resolve Lawsuit Against Unum On Behalf Of Ophthalmologist Suffering From Bi-Lateral Carpal Tunnel Syndrome

Our client, a general surgeon for 25 years, was forced to stop performing surgery due to chronic degenerative cervical disc disease. Fortunately, our client had purchased a long-term disability policy from Paul Revere Insurance Company (acquired by Unum), during the early years of his career.
Continue Reading A General Surgeon With Cervical Degenrative Disc Disease Is Approved For Disability Benefits By Unum

Our client was a successful, experienced financial advisor who operated her own practice. In December of 2008, while stopped at a red light, her car was hit from behind by a cement mixer. As a result of the accident she sustained multiple herniated disks in her neck, and pain that radiated into her shoulders and down her arms. Despite her efforts to continue working following the auto accident, she was unable to do so.
Continue Reading A Financial Advisor Diagnosed With Multiple Cervical Herniations Is Approved For Long-Term Disability Benefits By Unum

Our client, a financial advisor, was first diagnosed with fascioscapulohumeral muscular dystrophy (FSHD) in 2002. FSHD is a neuromuscular disease which causes progressive skeletal muscle loss and weakness, defects in the biochemical, physical and structural components of muscle and the death of muscle cells and tissue. FSHD is a severely disabling condition and is the second most prevalent muscular dystrophy affecting adults. Despite our client’s diagnose he continued work with his illness for several years.
Continue Reading Mass Mutual Approves Long-Term Disability Benefits For A Financial Advisor Suffering From Fascioscapulohumeral Musclar Dystrohpy (FSHD)

Our client, a general dentist, purchased a long-term disability policy from Berkshire Life Insurance Company of America. The policy defined “disability” as the inability to perform the substantial and material duties of his regular occupation. Our client maintained a solo dental practice since 1995. After several years of practice, Dr. Q began experiencing back pain which made it difficult for him to bend over patients for long periods of time and perform most of his dental procedures.
Continue Reading A Dentist Suffering From Lumbar Disc Disease Is Approved For Long-Term Disability Benefits By Berkshire Life Insurance Company