Hartford pays for 6 years and then out of the blue decides to send the claimant to an independent medical exam. The problem is that the exam is not usually independent.

In this case, Hartford relied on their own hired doctor to deny long term disability benefits. Long term disability attorneys discuss the strategies we took to get Hartford’s long term disability denial reversed.

• What is an IME exam and is it really independent?
• Is it unusual to see Hartford deny disability benefits after paying for 6 years?
• What was our strategy to get our client’s Hartford disability denial reversed?
• It’s common for Hartford to rely on their “hired gun” doctors to deny disability benefits