Though you may think that being approved for long term disability benefits is the end of the race, disability insurers like Northwestern Mutual handle their benefit claims on a month-to-month basis – which means that disability claimants must prove that they are entitled to continue receiving benefits each month. Below, we’ll explain more about what we’ve learned after handling thousands of Northwestern Mutual disability insurance claims and what claimants can do to keep their monthly disability income benefits on track.
Continue Reading What to Know About Protecting Your Northwestern Mutual Long Term Disability Benefits

Northwestern Mutual sells many different types of disability insurance policies and you must review your own specific policy carefully to determine the definition of disability and what documentation is required. As a general overview of tips for having your claim approved, you must:

  • Present strong medical evidence of your disabling condition.
  • Explain how the disabling condition makes it impossible for you to do your own job for the first 24 months, and after that time, show how it prevents you from doing any job for which you are otherwise qualified.
  • Submit your claim for disability benefits within the time limits established by Northwestern Mutual.
  • Be prepared for Northwestern’s disability insurance interview.

Continue Reading What You Need to Know for a Northwestern Mutual Disability Benefit Application Approval

Northwestern Mutual is often at the top of lists of quality long term disability insurance carriers and was recently given an AA+ rating by S&P—the highest possible financial strength rating in the U.S. market. But this financial strength can be a double-edged sword for disability insurance claimants. At Dell & Schaefer, we’ve learned that when it comes time to file a disability lawsuit against Northwestern Mutual, claimants can expect a fight. Northwestern tends to dig in and mount a vigorous defense to a disability claim, and claimants who aren’t prepared for this process can quickly find themselves overwhelmed. From requests for records and financial documentation to secret video surveillance, learn more about the expectations long term disability claimants should have when preparing to sue Northwestern Mutual. 
Continue Reading What to Expect From a Northwestern Mutual Disability Insurance Benefit Lawsuit

Disability Blog & Cases:
At least five lawsuits were recently filed in Florida District Courts against Prudential for non-payment of disability benefits to deserving claimants

With at least five suits filed against them in July for denying disability benefits, Prudential Insurance Company of America has a lot of unhappy claimants in Florida.

Disability Blog &

Disability Blog & Cases:
Northwestern Mutual sued by shareholder attorney for underpaying and denying long-term disability benefits

A Washington disability attorney filed a federal lawsuit in the District Court serving the Western District Court of Washington at Seattle against Northwestern Mutual Life Insurance Company (Northwestern). The Plaintiff, Scott D., worked as a shareholder attorney at

In possession of five insurance policies from Northwestern Mutual Life Insurance Company, Frank De Jong and his New Jersey disability attorney were forced to take the insurer to court as a last resort for De Jong to collect his disability benefits. Filed on July 5, 2011 in the United States District Court for the District

Disability Blog & Cases:
Former Zurich Insurance employee diagnosed with crohn’s disease sues Liberty Life for denial of disability benefits

Carol Snyder and her Missouri disability lawyer filed a civil complaint against Liberty in United States District Court in the Western District of Missouri because Liberty denied her claim for short-term disability benefit payments.


When you apply for a disability policy, it is very important to answer all questions as truthfully as you can. The courts generally will not render a summary judgment in favor of the disability insurance company if the company can’t prove that you answered a question with the intent to defraud.
Continue Reading After Claimant Paid Premiums For 15 Years, Northwestern Mutual Rescinds Disability Policy