In this long term disability denial, MetLife tried to rely on three different policy defenses to deny disability benefits. MetLife initially paid client for 22 months and then denied LTD benefits prior to the change of definition. MetLife attempted to deny benefits based upon the 24 month mental nervous limitation, neuromuscular limitation and the change of definition from own occupation to any occupation.Continue Reading MetLife Throws The Kitchen Sink of Disability Denial Reasons At ABInBev Manager

This claim was a great success for our client as long term disability cases based on Covid are highly scrutinized. In this video long term disability attorney Rachel Alters discusses the facts of this MetLife disability claim and how she was able to assist our client in the approval of his long term disability benefits.Continue Reading Metlife Approves Disability Insurance Benefits for Emergency Room Doctor With Covid Related Limitations

Headache disability insurance claims are commonly challenged by every long term disability insurance company. The challenge is due to the limited objective evidence available to objectively verify headaches.Continue Reading IBM Executive with Occipital Neuralgia Wins Metlife Disability Denial Appeal

MetLife seems to be committed to finding a way to deny your claim even after you have received a letter telling you your claim has been approved and you will receive benefits for “x years” or “until you reach the age of 65.” The company leaves out the caveat that they will be frequently monitoring your medical condition, looking for a way to deny you further benefits.

At Dell & Schaefer, our disability insurance attorneys offer you tips about how to prevent the denial. This means providing strong medical documentation that you are still disabled, educating your doctors on how to document your limitations and restrictions, and when to attach additional information to the Physician Statement form.
Continue Reading Tips to Prevent a MetLife Disability Benefit Denial After A Claim Approval

Q&A – Disability Policy Language
If you qualify for a stimulus check, will the stimulus check be an offset to a Disability Insurance benefits?
Will your COVID-19 Stimulus Money be an Offset to your LTD Benefits?

Resolved Case:
Dell & Schaefer secure long term disability benefits for our client after MetLife attempts to deny her…