Metlife

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In this long term disability denial, MetLife tried to rely on three different policy defenses to deny disability benefits. MetLife initially paid client for 22 months and then denied LTD benefits prior to the change of definition. MetLife attempted to deny benefits based upon the 24 month mental nervous limitation, neuromuscular limitation and the change of definition from own occupation to any occupation.Continue Reading MetLife Throws The Kitchen Sink of Disability Denial Reasons At ABInBev Manager

This case was a terrible Metlife long term disability denial. Long term disability attorneys Gregory Dell and Alex Palamara discuss the reasons MetLife denied disability insurance benefits and the strategies we took to get our client’s disability benefits approved.

Continue Reading Heart Surgery Doesn’t Stop MetLife from Wrongfully Denying Disability Benefits

This claim was a great success for our client as long term disability cases based on Covid are highly scrutinized. In this video long term disability attorney Rachel Alters discusses the facts of this MetLife disability claim and how she was able to assist our client in the approval of his long term disability benefits.Continue Reading Metlife Approves Disability Insurance Benefits for Emergency Room Doctor With Covid Related Limitations

MetLife seems to be committed to finding a way to deny your claim even after you have received a letter telling you your claim has been approved and you will receive benefits for “x years” or “until you reach the age of 65.” The company leaves out the caveat that they will be frequently monitoring your medical condition, looking for a way to deny you further benefits.

At Dell & Schaefer, our disability insurance attorneys offer you tips about how to prevent the denial. This means providing strong medical documentation that you are still disabled, educating your doctors on how to document your limitations and restrictions, and when to attach additional information to the Physician Statement form.
Continue Reading Tips to Prevent a MetLife Disability Benefit Denial After A Claim Approval

When MetLife Insurance Company dishes out a denied disability claim, it’s crucial that your initial appeal is comprehensive and convincing. That’s because you only get one shot at it. Disability insurance lawyers Greg Dell and Alex Palamara, who have handled more than 1,000 of these MetLife claims, explain what’s involved in the process and what it takes for a successful ERISA appeal.Continue Reading Denied by Metlife? Tips for Disability ERISA Appeal

MetLife long term disability policies are notorious for containing very restrictive 24 month limitations for medical conditions that they classify as a neuromusculoskeletal and/or soft tissue disorders. The limitation typically limits benefits to two years for disabilities caused by neuromusculoskeletal and soft tissue disorders, “including, but not limited to, any disease or disorder of the spine or extremities and their surrounding soft tissue.”

However, the limitation is inapplicable if the claimant has objective evidence that establishes the presence of at least one of six exceptions, including radiculopathy which MetLife policies typically define as “Disease of the peripheral nerve roots supported by objective clinical findings of nerve pathology.”Continue Reading MetLife improperly dismisses evidence of radiculopathy and limits benefits under 24-month Neuromusculoskeletal limitation in LTD Policy