This claim was a great success for our client as long term disability cases based on Covid are highly scrutinized. In this video long term disability attorney Rachel Alters discusses the facts of this MetLife disability claim and how she was able to assist our client in the approval of his long term disability benefits.Continue Reading Metlife Approves Disability Insurance Benefits for Emergency Room Doctor With Covid Related Limitations

Headache disability insurance claims are commonly challenged by every long term disability insurance company. The challenge is due to the limited objective evidence available to objectively verify headaches.Continue Reading IBM Executive with Occipital Neuralgia Wins Metlife Disability Denial Appeal

MetLife seems to be committed to finding a way to deny your claim even after you have received a letter telling you your claim has been approved and you will receive benefits for “x years” or “until you reach the age of 65.” The company leaves out the caveat that they will be frequently monitoring your medical condition, looking for a way to deny you further benefits.

At Dell & Schaefer, our disability insurance attorneys offer you tips about how to prevent the denial. This means providing strong medical documentation that you are still disabled, educating your doctors on how to document your limitations and restrictions, and when to attach additional information to the Physician Statement form.
Continue Reading Tips to Prevent a MetLife Disability Benefit Denial After A Claim Approval

Q&A – Disability Policy Language
If you qualify for a stimulus check, will the stimulus check be an offset to a Disability Insurance benefits?
Will your COVID-19 Stimulus Money be an Offset to your LTD Benefits?

Resolved Case:
Dell & Schaefer secure long term disability benefits for our client after MetLife attempts to deny her…

When MetLife Insurance Company dishes out a denied disability claim, it’s crucial that your initial appeal is comprehensive and convincing. That’s because you only get one shot at it. Disability insurance lawyers Greg Dell and Alex Palamara, who have handled more than 1,000 of these MetLife claims, explain what’s involved in the process and what it takes for a successful ERISA appeal.Continue Reading Denied by Metlife? Tips for Disability ERISA Appeal

MetLife long term disability policies are notorious for containing very restrictive 24 month limitations for medical conditions that they classify as a neuromusculoskeletal and/or soft tissue disorders. The limitation typically limits benefits to two years for disabilities caused by neuromusculoskeletal and soft tissue disorders, “including, but not limited to, any disease or disorder of the spine or extremities and their surrounding soft tissue.”

However, the limitation is inapplicable if the claimant has objective evidence that establishes the presence of at least one of six exceptions, including radiculopathy which MetLife policies typically define as “Disease of the peripheral nerve roots supported by objective clinical findings of nerve pathology.”Continue Reading MetLife improperly dismisses evidence of radiculopathy and limits benefits under 24-month Neuromusculoskeletal limitation in LTD Policy

In this video, disability attorneys Gregory Dell and Victor Peña talk about a case won by Mr. Peña in a second appeal for a man who suffered with back and knee injuries as well as carpel tunnel syndrome. The man claimed he was unable to work in his own occupation which was classified by a vocational assessment as a light-duty occupation.
Continue Reading Dell & Schaefer Disability Attorneys Discuss Winning LTD Benefits on Second Appeal to MetLife and the Importance of Medical Documentation