This case was a terrible Metlife long term disability denial. Long term disability attorneys Gregory Dell and Alex Palamara discuss the reasons MetLife denied disability insurance benefits and the strategies we took to get our client’s disability benefits approved.

Continue Reading Heart Surgery Doesn’t Stop MetLife from Wrongfully Denying Disability Benefits

This was a great Prudential disability insurance appeal victory against Prudential. Prudential initially approved disability insurance benefits to our client for a limited period of time after our client had neck surgery. It is classic for us to see a Prudential disability denial in which they say that a claimant can return to work after a 12 week recovery period post surgery. Continue Reading A Sexton at Princeton University Denied Prudential Disability Insurance Benefits After Neck Surgery

Applying for long term disability insurance benefits is a process that must have a strategic plan. When you have disability policies with multiple disability companies it can be even more challenging.Continue Reading The Standard, Ameritas and Sun Life Agree to Pay Residual Disability Insurance Benefits to Surgeon

We discuss a successful long term disability appeal victory on behalf of a University of Utah network engineer. This long term disability denial by The Standard was horrible and should never have happened as our client underwent 3 neck surgeries and a shoulder surgery.Continue Reading Network Engineer with Neck Disorder Wins a Standard Long Term Disability Benefit Appeal

A delay in benefits is a very serious problem in the world of disability insurance benefits. Often the insurance companies delay payments, because they can. The disability insurance attorneys at Dell & Schaefer cut through the clutter and get to what the insurance companies are doing to delay your claim.
Continue Reading What Can You do If There is a Delay in Receiving Your Disability Payments?

Multiple Sclerosis is a disabling illness that affects more than 2.3 million people around the world. MS is usually diagnosed between the ages of 20 and 50 and is two to three times more common in women than men. Multiple Sclerosis is a disease of the central nervous system which interrupts the flow of information to the brain and between the body and the brain such as; numbness and tingling in the extremities, fatigue, paralysis, cognitive impairment and sometimes blindness. Unfortunately, there has been no way to predict how a patient with MS will progress over time once they are diagnosed.
Continue Reading National Multiple Sclerosis Society Researchers Find Analyzing MRI’s May Predict MS Progression

Claimants often ask why ERISA lawsuits are so difficult. Among other reasons, the biggest obstacle for claimants in ERISA lawsuits is often the standard of review employed by the court reviewing the claim denial.

The core of every ERISA lawsuit involving the recovery of disability benefits essentially comes down to whether the court will give the claims administrator the benefit of the doubt. In most cases, where the plan gives the administrator discretionary decision making authority, the court reviews the claim denial merely for an abuse of discretion. In other words, the administrator gets the benefit of the doubt.Continue Reading Plan administrator gets the benefit of the doubt in another ERISA lawsuit

A Tennessee Plaintiff filed an ERISA lawsuit regarding the denial of her short term disability and long term disability benefits, contending that 1) she was disabled under the terms of the plan; 2) that United of Omaha Life’s reliance upon the opinions of medical experts who did not physically examine her was inadequate to provide