Gregory Dell

Subscribe to Gregory Dell's Posts
Contact:Read more about Gregory Dell

If you’re one of the many people who struggle with a disabling medical condition that makes it tough to hold down a job, you may be wondering about your disability options. If you have a long term disability policy through Principal, wonder no longer – here at Dell & Schaefer, we’ve handled hundreds of Principal Financial disability claims and can guide you through the ins and outs of the process and what you’ll need to do to recover disability insurance benefits. Like many insurers, Principal  Financial has some common patterns and practices that can be worked around once you’re familiar with them. Learn more about what you’ll need to prove to obtain disability benefits from Principal.
Continue Reading What to Know About Suing Principal Financial Disability for Long Term Disability Benefits

Although receiving a denial letter from your long term disability insurance carrier can be discouraging and stressful, the appeal actually presents one of the best opportunities you’ll have to support your claim for disability insurance benefits. Read on for some tips Dell & Schaefer’s nationwide disability insurance attorneys have learned while handling Mutual of Omaha long term disability appeals.
Continue Reading Tips to Win Benefits in Your Mutual of Omaha Disability Appeal

The longer Guardian Disability pays out long term disability benefits to a specific claimant, the more these benefits cost—so like all long term disability insurance carriers, Guardian has a vested interest in removing claimants from the disability rolls as soon as it can. This means that getting approved for disability benefits is just the first step; maintaining this approval is the key to receiving benefits through the end of the policy term. Learn more about what claimants should do to preserve their long term disability benefits with Guardian Disability.
Continue Reading What to Know About Handling Your Guardian Disability Claim After Approval

What does it take to get approved for disability insurance benefits? If you are seeking disability insurance benefits this video and article will cover many of the frequently asked questions that disability income policy holders ask our disability insurance attorneys. Topics covered include the differences between a group policy and individual disability insurance policy and why getting regular treatment from your doctors is so important. Continue Reading Is It Hard To Get Approved For Long Term Disability Insurance?

Here at Dell & Schaefer, we’ve handled hundreds of long term disability claims with Cigna and New York Life. We’ve learned a few things during this process – most of all, that proving you’re disabled to Cigna’s satisfaction can be a much tougher job than it first appears. Learn more about what Cigna looks for in a claim for disability benefits and how claimants can improve their odds of success.
Continue Reading How to Prevent Cigna from Denying Your Disability Claim

Submitting an application for disability insurance benefits for the first time is one of the most important stages in any disability benefits claim. Cigna’s hyper-focus on pre-existing conditions and their emphasis on what the medical records do (and don’t) contain should be kept in mind when applying for benefits. Learn more about the most common reasons New York Life/Cigna cites when denying a disability benefits claim, as well as what claimants should do before submitting their application for disability benefits to improve their odds of approval.
Continue Reading Top 5 Reasons Cigna Denies Disability Benefits: What Claimants Should Know

Lincoln Financial, along with many other disability insurance companies, has a reputation for denying claims. It makes sense they would do that despite their advertising about how great they are. The more money they do not have to pay to claimants the more money the disability insurance company makes for itself. At Dell & Schaefer, our experience has taught us what needs to be done to avoid a Lincoln Financial disability claim denial and what every disability insurance claimant needs to do monthly to stay on claim.
Continue Reading Avoid a Lincoln Financial Disability Denial by Following These Tips

In this video and article, disability insurance attorneys Gregory Dell and Stephen Jessup answer the question: What is the Difference Between a Disability Insurance Lawyer & a Social Security Disability Lawyer?

To answer this question, the attorneys explain:

  • A Social Security Claim vs. a Private Disability Insurance Claim
  • What is an Employer Provided Disability Insurance Policy?
  • The Importance of Having a Disability Insurance Lawyer Represent Disability Insurance Income Policy Claimants
  • What Is Needed to Prove Your Disability Insurance Claim
  • Why It Is So Important To Comply with the Strict Deadlines In Your Disability Insurance Policy

Continue Reading What is the Difference Between a Disability Insurance Lawyer and a Social Security Disability Lawyer?

Attorneys Gregory Dell and Stephen Jessup answer a frequently asked question: Do I Have to quit my Job Before Applying for Disability Insurance Benefits? In this video and article know your rights when applying for disability insurance benefits. Learn why getting laid off could effect your disability claim and why you should never quit your job before filing for disability benefits. Continue Reading Do I Have to Quit My Job Before Applying for Disability?