Gregory Dell

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This was a terrible denial by Sun Life because they denied long term disability insurance benefits after 23 months to make the claimant file two additional appeals. Our client was employed as a commercial truck salesperson. Sun Life wrongfully relied on a nurse to deny benefits and that should never have been done in this case as our client has undergone two hip surgeries and had an extensive medical history.

Continue Reading Sun Life Wrongfully Denies Disability Insurance Benefits After Paying For 23 Months

This case is a good discussion of issues that arise when you have mental nervous and physically disabling conditions. Hartford denied long term disability benefits three weeks before the change from own occupation to any occupation definition of disability. Hartford also denied claiming that the disabling medical condition was only for mental disabilities. This is a common denial strategy used by The Hartford.

Continue Reading Home Depot Employee Gets Hartford Disability Benefit Denial Reversed

Applying for long term disability insurance benefits is a process that must have a strategic plan. When you have disability policies with multiple disability companies it can be even more challenging.

Continue Reading The Standard, Ameritas and Sun Life Agree to Pay Residual Disability Insurance Benefits to Surgeon

This is a great example of how Disability Insurance Attorney Rachel Alters helped a pharmacist with a detached retina to obtain LTD approval from Unum. Rachel Alters discusses how she helped a Pharmacist to continue working and collect residual disability benefits from Unum.

Continue Reading Unum Approves Long Term Disability Benefits for Pharmacist with an Eye Disorder

One of the main reasons disability insurance companies deny long term disability claims involves video surveillance and “social media surveillance.” Insurance carriers literally follow claimants around (and monitor their social media accounts) to see if they can catch these claimants engaging in physical activities they previously stated they could not do.

Continue Reading Third Most Common Disability Benefit Denial Reason: Video & Social Media Surveillance

We discuss a successful long term disability appeal victory on behalf of a University of Utah network engineer. This long term disability denial by The Standard was horrible and should never have happened as our client underwent 3 neck surgeries and a shoulder surgery.

Continue Reading Network Engineer with Neck Disorder Wins a Standard Long Term Disability Benefit Appeal