Attorney Rachel Alters discusses a Long Covid disability insurance claim that was denied by Lincoln Financial after paying long term disability benefits for one month. This is a classic long covid denial of an attorney which our lawyers are seeing on a regular basis.

Continue Reading Corporate Attorney with Long COVID & Cognitive Limitations Wins Lincoln Disability Benefit Appeal

The majority of Lincoln Financial denials happen after a claimant has been paid for 24 months. In this video, long term disability lawyers Gregory Dell and Cesar Gavidia discuss why Lincoln Financial denials happen when claimants have been paid for approximately 24 months.

Continue Reading Building Engineer Wins Lincoln Financial Disability Appeal

In this long term disability denial, MetLife tried to rely on three different policy defenses to deny disability benefits. MetLife initially paid client for 22 months and then denied LTD benefits prior to the change of definition. MetLife attempted to deny benefits based upon the 24 month mental nervous limitation, neuromuscular limitation and the change of definition from own occupation to any occupation.

Continue Reading MetLife Throws The Kitchen Sink of Disability Denial Reasons At ABInBev Manager

This is an example of Hartford disability benefit denial which never should have been denied. In this Hartford long term disability denial, long term disability lawyer Alex Palamara discusses how he was able to help a Best Buy manager with heart disease to win his disability benefits.

Continue Reading Best Buy Manager with Heart Disease Wins Hartford Disability Appeal

Prudential wrongfully denied long term disability benefits to a registered nurse working for Davita inc. In this long term disability denial Prudential relied on a medical record by a nurse to deny benefits. Attorneys Alex Palamara and Gregory Dell discuss how they were able to get the Prudential disability denial reversed and provide tips for how to avoid a Prudential long term disability denial.

Continue Reading Nurse Wrongfully Denied LTD Benefits By Prudential Wins Appeal

This was a shocking denial by The Standard. Our client, a technical support representative for the state of Oregon was denied long term disability after undergoing two hip, two knee and three back surgeries. After paying benefits for 1.5 years, The Standard relied on a hired-gun doctor to review our client’s medical records and determine that she can work 40 hours a week.

Continue Reading Seven Surgeries and The Standard Still Denies Disability Insurance Benefits

In this Hartford long term disability benefits denial, Rachel Alters discusses how she was able to help a nurse with a knee and back disorders to win her disability insurance benefits. Rachel also provides tips about how to prevent a Hartford long term disability denial. This case was won during the own occupation definition of disability and Rachel is already preparing the claim so that there will be a smooth transition from own occupation to any occupation.

Continue Reading Nurse With Knee and Back Disorder Wins Hartford Disability Insurance Appeal

When family medicine or internal medicine doctors get sick or have a medical condition that makes it difficult to work, they still do not stop working. They show up at their office every day regardless of how they feel. They spent years in medical school and their residency and enjoy their work.

This is used against them when they finally do decide they need to stop. The disability insurance company asks, “What changed? Why can you not work now?” Watch this video to learn more.

  • Strong medical documentation is required in order for a disability claim to be approved.
  • Most disability claimants attempt to work through chronic medical conditions and then the insurance uses this against them.
  • How can a disability insurance company tell a doctor that they are not disabled?

At Dell Disability Lawyers, our ultimate goal is for you to get your claim for LTD benefits approved. You paid the premiums, so you should be getting the disability benefits when you need them when you are unable to do your job.

We help clients anywhere in the country. Take a look at our website for more information and to find videos specific to your personal needs. No matter where you are in the process, whether just contemplating filing a claim, in the middle of seeking claim approval, or if your claim has been denied and you need an appeal, contact us for more information and to see if we can help.

Despite a serious work injury, Lincoln literally told this FPL lineman employee to go a climb a pole. In order to deny long-term disability insurance benefits, Lincoln hired a doctor to review medical records and conclude that our client could return to his heavy duty job of repairing electrical lines.

Continue Reading FPL Lineman Wins Lincoln Financial Disability Denial Appeal